Best Apple products you can buy with your 529

🚀 Key Takeaways

• Apple Macbooks, Desktops, Airpods, iPads and much more can be 529 eligible!
• Browse eligible Apple products and more eligible expenses on the 529 Store
• Pay using a Backpack account for the 529 Eligibility Guarantee!</aside>

‍

Firstly, why are Apple products 529 Eligible?

The IRS publishes its guidance on what is a Qualified Higher Education Expense annually in its IRS Publication 970. The unfortunate part is the guidance is fairly vague, which is why we are here to help you figure out what it means!

The IRS stipulates that 529 funds can be used for:

1. “Purchase of computer or peripheral equipment, computer software, or internet access and related services” to be used primarily by the beneficiary during enrollment at an accredited postsecondary education institution

The reality is that today’s postsecondary learning experience is centered around technology; whether it’s enrolling for courses, receiving and submitting assignments, online lectures and much more. This means that a number of your favorite Apple products fall under this definition!

‍

Our favorite 529 Eligible Apple products!

Apple Macbook Laptops (Shop Now)

Introducing the sleek, powerful, and utterly irresistible Apple MacBook Laptop – your ultimate campus companion! 🌟 Designed with the modern college student in mind, this marvel of technology is not just a laptop; it's your ticket to acing classes, unleashing creativity, and staying connected, securely.

Why we love it for students:
‍

🚀 Unparalleled Performance: With its cutting-edge processors, the MacBook offers lightning-fast speeds to breeze through essays, presentations, and even the most demanding software with ease. Say goodbye to lag and hello to productivity!

💡 Stunning Retina Display: Dive into your studies and entertainment on a dazzling display that brings your ideas to life. The vibrant colors and incredible detail make everything from video lectures to extracurriculars (aka Netflix binges) an absolute visual feast.

🎒 Lightweight & Portable: Designed for life on the go, this sleek laptop slips easily into your backpack, moving as effortlessly as you do from the classroom to the coffee shop. With all-day battery life, you're always ready for wherever your college adventures take you.

🎨 Creative Powerhouse: Whether it's video editing, graphic design, or coding your next big project, the MacBook empowers you to unleash your creative potential. With powerful graphics and seamless integration with creative software, your ideas have never looked better.

🔒 Safe & Secure: With Apple's industry-leading privacy and security features, your work, ideas, and personal information stay protected. Focus on your studies without worrying about the safety of your digital life.

🔄 Seamless Ecosystem: Dive into the Apple ecosystem, where your MacBook, iPhone, iPad, and other devices work together in harmony. Start a project on one device and pick it up on another, stay connected with friends, and enjoy the seamless Apple experience.

Gear up, get creative, and let's make this academic journey one to remember with the MacBook by your side! 🚀📚

‍

Apple iMac Desktops (Shop Now)

Step into a world where your ideas have no bounds with the Apple iMac Desktop – the ultimate powerhouse that transforms your college workspace into a hub of creativity, productivity, and innovation! 🌈💡 This isn't just any desktop; it's your steadfast partner through every all-nighter, project deadline, and creative endeavor.

If you need more convincing, here are the top reasons we love the iMac Desktops for any dorm room or study nook.

‍

🖥 Stunning Visuals: Experience your projects and entertainment on a whole new level with a breathtaking display that makes everything from intricate designs to the latest movies pop with life-like detail and vibrant colors. Your digital life has never looked so brilliant.

🚀 Robust Performance: Equipped with cutting-edge processors and high-performance graphics, the Mac Desktop effortlessly handles everything from complex data analysis to graphic-intensive design projects. Multitasking is a breeze, ensuring you stay one step ahead in your academic journey.

🌟 Ergonomic Design: Say goodbye to cluttered workspaces. The Mac Desktop's sleek, compact design not only saves valuable desk space but also adds a touch of elegance to your study area. It's the centerpiece of your workspace, inspiring you to achieve greatness.

🔗 Connectivity at its Best: With an array of ports and ultra-fast Wi-Fi, connecting to peripherals, devices, and the internet is effortless. Collaboration and file sharing are smoother than ever, keeping you in sync with classmates and professors alike.

🌍 Eco-friendly Computing: Embrace sustainability with Apple's commitment to environmental responsibility. The Mac Desktop is designed with energy efficiency and recyclable materials, so you can make a positive impact on the planet while pursuing your academic goals.

Elevate your college experience with the Apple Mac Desktop, where functionality meets elegance, and limitless potential meets cutting-edge technology. Transform your workspace into a beacon of inspiration and productivity! 🚀📚✨

‍

Apple Airpods (Shop Now)

Get ready to soundtrack your college journey with the ultimate game-changer: Apple AirPods! 🎶✨ These aren't just wireless earbuds; they're your personal pass to dive into a world where your favorite podcasts, lectures, and calls blend seamlessly with your bustling college life, with:

🎧 Crystal-Clear Sound: With Apple AirPods, experience every note, word, and beat with breathtaking clarity and richness. Whether it's a lecture or a family catch-up, the sound quality will leave you mesmerized.

🔄 Instant Connectivity: Say goodbye to tangled wires. AirPods connect instantly to and between the other Apple devices you bought with 529.

🔋 All-Day Battery Life: From sunrise lectures to late-night study sessions, your AirPods keep up with your demanding schedule. With the compact charging case, recharging is a breeze, ensuring your AirPods are always ready when you are.

👂 Comfortable & Secure Fit: Designed for all-day wear, AirPods provide a comfortable, secure fit that keeps them in place whether you're sprinting to class, nodding along to your study playlist, or chilling on the quad.

🗣 Hands-Free "Hey Siri": Stay connected and in control without ever reaching for your phone. A simple "Hey Siri" lets you change tracks, adjust volume, or make a call, keeping you focused on your tasks without breaking stride.

🌬 Noise Cancellation & Transparency Mode: Dive into your studies or relax with your music without distractions thanks to Active Noise Cancellation. Or, switch to Transparency Mode when you need to stay tuned into your surroundings.

Unleash the soundtrack to your college experience and let the good times roll! 🚀📚🎵

‍

Apple iPads (Shop Now)

Elevate your college experience to epic heights with the Apple iPad – your ultimate sidekick for both productivity and play! 🌟✍️ This isn't just a tablet; it's a versatile powerhouse that seamlessly blends into every aspect of your academic life.

📚 Unmatched Versatility: From taking notes in lectures to reading your textbooks, the iPad does it all. Its intuitive touch interface and optional Apple Pencil support make jotting down ideas and highlighting key points as natural as pen on paper.

💼 Portable Powerhouse:  Slip it into your bag and have all the power you need to tackle essays, presentations, and research, wherever inspiration strikes.

🖌 Creative Canvas: Unleash your creativity with the iPad's vibrant display and vast selection of creative apps. Sketch, paint, design, or edit photos and videos – the iPad transforms your creative impulses into stunning realities.

🎓 Interactive Learning: With the iPad, learning becomes an interactive adventure. Engage with dynamic textbooks, immersive educational apps, and access a world of online resources at your fingertips, making learning more effective and enjoyable.

The Apple iPad is more than just a gadget; it's a dynamic tool that caters to every aspect of your college journey. From streamlining your studies to sparking your creativity, the iPad is ready to help you conquer college and beyond with flair and finesse! 🚀📖✨

‍

Apple Accessories (Shop Now)

Dive into the world of Apple Accessories – the game-changers that redefine what's possible with your Apple devices, turning your college experience from mundane to extraordinary! 🌟 Whether you're in the lecture hall, the library, or lounging at the local café, these accessories are designed to amplify your efficiency, creativity, and fun.

⌨️ Magic Keyboard: Transform your iPad into a productivity powerhouse with the Magic Keyboard. Its tactile, responsive keys make typing essays and notes a breeze, and the built-in trackpad brings a whole new level of efficiency to your workflow.

🖱️Apple Magic Mouse: The Magic Mouse redefines what you expect from a mouse. Its entire top surface is a multi-touch area, allowing you to swipe, scroll, click, and zoom effortlessly.

🖊️ Apple Pencil: Unleash your creativity and take note-taking to new heights. Its precision and fluidity make it feel just like a traditional pencil, but with the power to do so much more.

🔋 MagSafe Chargers: Keep your devices powered up with MagSafe chargers, offering a convenient and fast charging solution for your Apple products.

📦 Smart Folios & Cases: Not only do they safeguard your devices from the bumps and scrapes of college life, but they also add a touch of personality to your tech.

Embrace these accessories and experience the full potential of your Apple ecosystem. Get ready to study smarter, create more, and enjoy every moment of your college adventure! 🎓🌈✨

‍

Tips for buying Apple products with your 529

While some Apple products meet the eligibility criteria broadly, there some best practices to make sure you’re prepared if you have to defend the purchases.

1. Keep Receipts: It is really important to keep receipts and records for up to 3 years; this is the general time period the IRS is able to undertake an audit.
2. Reasonable Purchasing: Make sure you keep purchases within reasonable bounds. We recommend one laptop or iPad per academic year, for example.
3. Primary Use: Make sure all Apple products will be used primarily by the beneficiary for activities required for their enrollment at an accredited education institution.

If all the seems a bit too much hassle, remember that if you purchase any of these items through the links above or on the 529 Store using a Backpack account, your purchases will be covered by Backpack’s 529 Eligibility Guarantee, which includes:

• Qualified expense tracking and documentation
• Human support in the event of an IRS Audit
• Reimbursement of any covered taxes and penalties

Click here to shop the 529 Store now for all eligible Amazon Basics products and more!

Disclaimers

1. Determinations made the 529 eligibility for specific products or services made are the opinion of Backpack Payment Technologies, Inc. alone. The IRS or any other governmental agency does not provide product or service specific eligibility guarantees or guidance for 529 Plans. In addition, specific 529 Plans may provide their own rules or guidelines around what is and what isn’t an eligible expense.
2. Only purchases made using a Backpack account will be covered under the 529 Eligibility Guarantee. Refer to Backpack’s Terms of Service and the 529 Eligibility Guarantee Terms and Conditions for more details.
3. Backpack Payment Technologies, Inc. is not a certified financial or tax advisor. For additional guidance, talk to your financial or tax professional.
4. Backpack Payment Technologies, Inc. and its affiliates participate in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

‍